Zoho Products / Business Process and Finance
Zoho finance and back-office apps: every form, order and receipt posts to one set of books.
Zoho runs the back office with apps that share one login and post to Zoho Books: Zoho Forms to take requests, Zoho Sign to agree, Zoho Inventory to ship, Zoho Invoice or Books to bill, Zoho Expense for spending, Zoho Analytics to report and Zoho Creator for the processes no app covers. Most have a free plan. Creator Scripts, an authorized Zoho partner, connects them, CFDI 4.0 included for Mexico.
Looking for one app? Zoho Books · Zoho Inventory · Zoho Creator · Zoho Analytics
| Account | Posted by | Debit | Credit |
|---|---|---|---|
| Accounts receivable | Zoho Books | 2,320.00 | |
| Sales | Zoho Books | 2,000.00 | |
| Tax payable (IVA 16%) | Zoho Books | 320.00 | |
| Cost of goods sold | Zoho Inventory | 1,120.00 | |
| Inventory | Zoho Inventory | 1,120.00 | |
| Total | 3,440.00 | 3,440.00 |
Eight apps, one set of books.
Each app stands alone and has its own page here. Together they post to Zoho Books, so a request, a shipment, a receipt and a payment all land on the same ledger without retyping.
Zoho FormsRequest
Order, quote and approval forms on your site or a phone, with each answer sent to Books, CRM or Creator.
Free, 3 formsPaid from $10
Zoho Forms pageZoho SignAgree
Quotes, contracts and purchase orders signed on any device, with a certificate of completion attached to the record.
Free, 1 userPaid from $10 per user
Zoho Sign pageZoho CreatorYour process
Low-code apps for the steps no app covers, such as credit checks, production orders or field reports, connected to Books.
Free, 1 appPaid from $8 per user
Zoho Creator pageZoho InventoryShip
Items, stock by warehouse, sales and purchase orders, packing and shipping, with cost of goods posted to Books.
Free, 50 orders a monthPaid from $29
Zoho Inventory pageZoho InvoiceBill
Quotes, invoices, payment links and reminders for teams that only need to bill. Move to Books when you need the ledger.
FreeNo paid plan needed
Zoho Invoice pageZoho BooksThe ledger
Accounting every other app posts to: invoices, bills, bank feeds, reconciliation, taxes and reports, with CFDI 4.0 stamping for Mexico through a PAC.
Free up to $50K revenuePaid from $15 per organization
Zoho Books pageZoho ExpenseSpend
Receipts scanned on the phone, checked against your policy, approved and reimbursed, then posted to Books.
Free, 3 usersPaid from $3 per user
Zoho Expense pageZoho AnalyticsReport
Dashboards that blend Books, Inventory, Expense and CRM: margin by product, cash, aging and spend without exporting.
Free, 2 usersPaid from $24
Zoho Analytics pageIn a bundleZoho One
Zoho One includes all eight with CRM, the HR apps and 40+ more under one license. When you need several of these apps for many people, it is often the better price.
Per employeeWe quote it for you
Zoho One pageZoho list prices in USD a month, billed yearly, read on November 7, 2026. Monthly billing costs more; taxes are extra. Zoho lists peso prices for Mexico.
Post one order, end to end.
Scroll to follow one example order through eight apps. The steps that move money post their lines to Books, and the journal stays balanced at every step.
An order request comes in.
| Account | From | Debit | Credit |
|---|
Dr 0.00 · Cr 0.00Balanced
Example order: 40 units at $50, cost $28 each, IVA 16%. Amounts in USD.
Will this invoice stamp?
In Mexico every invoice is a CFDI 4.0 that a PAC must stamp, and a wrong field means a rejected invoice or a cancellation. Describe the sale and see what the invoice needs. Outside Mexico, Zoho Books handles your local sales tax instead.
This is a guide to the fields, not tax advice; your accountant confirms the régimen, use and payment form for each customer.
Before and after you stamp
We stamp from Zoho Books and Zoho Creator through a PAC, with Deluge handling public, global and exempt invoices. Plan it with us.
What we set up, in the order money moves.
The ledger first, because every other app posts to it. Then each app in the order a sale travels, connected as we go, so month-end is a review instead of a rebuild.
Map the money
How requests, orders, bills, expenses and payments move today, and which tool holds each one. You get the map and the order we will follow.
Zoho Books as the ledger
Zoho Books first: chart of accounts, taxes, bank feeds, opening balances and your invoice templates.
CFDI 4.0 for Mexico
Stamping through a PAC, with public, global, exempt and payment-complement cases handled in Deluge before your first real invoice.
Stock and orders
Zoho Inventory items, warehouses and order flow, with cost of goods posting to Books and your store or marketplace connected.
The front door
Zoho Forms for requests and Zoho Sign for quotes and contracts, each creating the record the next step needs.
Spend under policy
Zoho Expense with your policy, approvers and card feeds, posting to the right accounts in Books.
Your own process
What no app covers, built in Zoho Creator on the same data through custom development.
Reports for the close
Margin, cash, aging and spend dashboards in Zoho Analytics, refreshed from Books on a schedule.
Questions people ask first.
What are Zoho's finance and back-office apps?
Zoho Books for accounting, Zoho Invoice for billing, Zoho Inventory for stock and orders, Zoho Expense for spending, Zoho Sign for signatures, Zoho Forms for requests, Zoho Analytics for reports and Zoho Creator for custom processes. They share one login and post to the same books.
Which app should I start with?
Usually Zoho Books, because the other apps post to it. If you only send invoices, Zoho Invoice is free and moves to Books later; if you hold stock, add Zoho Inventory next.
How much do they cost?
Billed yearly, a month in USD: Zoho Books from $15 per organization, Inventory from $29, Expense from $3 per user, Sign from $10 per user, Forms from $10, Analytics from $24 and Creator from $8 per user. Zoho Invoice is free. Zoho lists peso prices for Mexico; taxes are extra.
Are there free plans?
Yes. Zoho Books is free while revenue stays at or below $50K a year, Zoho Invoice is free, Inventory is free for 50 orders a month, Expense for 3 users, Sign for one user and 5 envelopes a month, Forms for 3 forms and 500 submissions a month, Analytics for 2 users, and Creator for one app.
What is the difference between Zoho Invoice and Zoho Books?
Zoho Invoice handles quotes, invoices, payments and reminders. Zoho Books adds the accounting: bills, bank feeds, reconciliation, taxes, inventory basics and financial reports. Invoice data moves to Books when you are ready.
Can Zoho Books stamp CFDI 4.0 invoices in Mexico?
Yes, through a PAC. We set up the stamping and the cases that usually fail: sales to the public under XAXX010101000 with the global invoice node, exempt items, foreign customers and payment complements for invoices paid later.
Do the apps work together?
Yes. Inventory posts cost of goods and sales to Books, Expense posts approved reports, Forms and Sign start the records, and Analytics reads them all. Where a step is unique to you, we build it in Creator on the same data.
Can you connect Zoho Books to our store, ERP or bank?
Usually yes, through Zoho Flow, Make, n8n or custom code. We have connected Books to Shopify, Stripe, Amazon, MRPeasy, Stacksync and bank feeds. If a clean connection does not exist, we build one.
Are these apps included in Zoho One?
Yes. Zoho One includes all eight with CRM, the HR apps and the rest of the suite. If you need several of them for many people, it is often the better price.
Is Creator Scripts a Zoho partner?
Yes. We are an authorized Zoho partner and have built on Zoho for more than ten years, for clients in the United States, Mexico and Latin America. We set up the finance apps, connect them to each other and to the rest of your Zoho apps, and train your team.
Open your books.
Pick the apps and plans, set your numbers, and your monthly list price posts like an opening entry. Send it to us and we will check it against Zoho One. Nothing is stored or sent until you choose.
Opening entry
$0a month, billed yearly, USD list price
